3 disruptive technologies to watch in 2017

Published: June 16, 2017

Disruption was one of the buzz words in 2016 but the discussion largely focused on the potential of technology to disrupt established business models. In 2017, we expect technologies to deliver the first waves of impact. A few industries in particular will see technology change the way they do business, namely manufacturing, finance and retail. […]

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Home equity – the $500 billion resource for seniors

Published: June 14, 2017

Reverse mortgages are an option for asset-rich, cash-poor seniors to boost their cash flow in retirement, but there are downsides. The latest round of figures showing rising home values in almost all our state capitals highlights how many Australian retirees could have a valuable resource at their fingertips. Older Australians, who may not have enjoyed […]

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It pays to contribute to your partner’s super

Published: June 9, 2017

If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are they’re accumulating little or no super at all to fund their retirement. The good news is, if you help by contributing some of your own money to their super, you could be eligible […]

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Keep your personal financial details private

Published: June 7, 2017

Truly, I despair. Despite all the publicity about internet scams, I nearly fell over when I read this week that “123456” is still the most popular password. Why not just put your money in a brown paper bag at the front door with “take me” written on it? We are increasingly managing our money online, […]

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June 2017 Statement by Philip Lowe, Governor: Monetary Policy Decision

Published: June 6, 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The broad-based pick-up in the global economy is continuing. Labour markets have tightened further in many countries and forecasts for global growth have been revised up since last year. Above-trend growth is expected in a number of advanced […]

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Is a family guarantee right for you?

Published: June 5, 2017

Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be aware of the implications involved.  Here are three questions to ask yourself […]

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A realty check for accessing super early

Published: June 2, 2017

When it comes to the basics of life the issue of finding shelter – putting a roof over one's head – ranks high on most people's list. So as the dream of home ownership continues to recede further into the financial distance for younger Australians in our major cities it is not surprising that the […]

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What does the Budget mean for your investments?

Published: May 31, 2017

We spoke to some of our investment professionals to get their views on how the Federal Budget has impacted their respective asset classes. John Julian, Investment Director – Direct InfrastructureShift in approach to funding infrastructure projects Michael Kingcott, Head of Property Investment StrategyTackling softness and a lack of investment Andrew Scott, Senior Portfolio Manager – […]

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The perils of forecasting and the need for a disciplined investment process

Published: May 31, 2017

I am regularly called on to provide forecasts for economic and investment variables like growth, interest rates, currencies and the share market. These usually come in the form of point forecasts as to where the variable that is being forecast will be in, say, a year’s time or its rate of return. Such point forecasts […]

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Six Ways To Fund A Renovation

Published: May 29, 2017

Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you with the latter. Considering transforming your home from ‘blah’ to ‘brilliant’, but lacking the funds to support your major makeover? Never fear, we’ve rounded up a few different home renovation […]

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