All you need to know about buying at auction

Published: February 11, 2015

Bidding for a property at auction can be stressful but you can reduce the stress involved. Before you consider bidding use our tips to make sure you’re prepared and know what to expect. Step 1: Work out the costs Working out how much you can afford to repay on a home loan plus all the […]

Read more

Are you getting all the back-to-school subsidies you can?

Published: February 11, 2015

Some subsidies may help with children in public or private school. Most parents would agree that sending children to school can be costly. Whether your children attend a public or private school, costs for uniforms, stationery and transport add up throughout the year.Thankfully, the federal and state governments provide refunds and payments to help ease […]

Read more

Is it time to stop playing the property waiting game?

Published: February 11, 2015

What advice would you give first home buyers playing the waiting game with the property market? Is it a case of 'What goes up must come down'? We’re constantly hearing speculation in the media about a crash in Australian house prices. But major falls have only really occurred on a few occasions, like the 1930s. […]

Read more

Tips for success in a competitive job market

Published: February 11, 2015

If you’re finding it hard to get started in your chosen career—or your kids are doing it tough—you’re not alone. Many other young Australians are in the same boat, with a high proportion of young people working in part-time hospitality and retail jobs, even when they have uni degrees. The latest AMP.NATSEM1 report  shows that […]

Read more

How to make working later in life work for you

Published: February 11, 2015

The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations-we're no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing1 ,  people living longer2   and concerns about whether we have enough money in our […]

Read more

Things you need to know about personal insurance

Published: September 16, 2014

But simple is not always cheaper, the cover may be inadequate or, worse still, may not pay out when you need it most. Underinsurance Personal insurance is a general terms for term life, total and permanent disability (TPD), trauma and income protection insurance. The reality is that even those people who think they are covered […]

Read more

What happens if I let my insurance lapse?

Published: September 12, 2014

If you let your insurance lapse, you risk being unable to make a claim when you may really need to. Take a look at our claims statistics below and you’ll see that, more often than not, it’s our older customers who understand first-hand the true value of their insurance. Life Claims by age   Under […]

Read more

The essential tool for any renovation: our budget tracker

Published: September 12, 2014

According to research[1], the average renovation goes over budget by nearly $3,000 due to unexpected material and labour costs. But that’s not all. The same research shows that the average renovation takes 58% longer than expected. If you’re renovating an investment property, extra time could also mean more time without a tenant, and less rental […]

Read more

Saving in a material world

Published: September 12, 2014

So why not try taking a break from spending this spring. If you can tighten your belt over the spring months, it could help you save for the upcoming Christmas expenses. Here are some creative ways to cut your spending. Get smarter with your spending Negotiate on your utility bills It’s a competitive market, with […]

Read more

New rules for government pensions

Published: September 12, 2014

Have you spoken with a financial adviser recently? It pays to be aware that if you receive a government age pension and set up or make changes to an account-based pension after 1 January 2015, you may be worse off. You have limited time to work out whether reviewing or setting-up an account-based pension before […]

Read more