The Australian economy – looking beyond the gloom

Published: March 6, 2014

February seemed full of bad news in Australia with layoffs coming from various companies including Toyota, Alcoa and Qantas, unemployment rising to 6% and very poor business investment intentions. And yet, the share market rose 4.2% last month and has had two good years and December quarter GDP growth even perked up a bit. So […]

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Busting the super myths

Published: December 12, 2013

Myth 1 – Super is a type of investment. Wrong. Super is a tax-effective way to save for your retirement. Within super you can invest in different types of investments—or asset classes—with different levels of risk and return. Myth 2 – I have no control over my super. Wrong. Super is your money and, while […]

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The morning after the night before

Published: December 12, 2013

It’s always the same. You’ve hit it too hard over the festive season and come New Year’s Day you feel like a wreck. The physical hangover is the easy bit—pop a vitamin, brew a strong pot of coffee and get some rest. But it’s the emotional and financial hangover that can take longer to shift. […]

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Low rates, high expectations

Published: December 12, 2013

What’s behind the increasing hope about the recovery in non-mining sector growth? The mining boom has largely run its course and there’s been a lot of uncertainty about what that means for the Australian economy, with some predicting a recession. Fortunately, the Reserve Bank has cut interest rates quite aggressively, leading to a pick-up in […]

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Be prepared!

Published: December 12, 2013

The recent bushfires in New South Wales have had a devastating effect, with insurance losses so far estimated at more than $183 million.[1] While loss of life has fortunately been minimal, many people have suffered the loss of their home and priceless memories. By 2020, the annual cost of bushfires is estimated to rise to […]

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Breaking the mould

Published: December 12, 2013

Today’s modern family is almost unrecognisable from traditional households, according to the latest AMP.NATSEM report. 1 Life is more complex, family structures are more varied and the challenges of the modern age are placing ever greater pressure on the way we live. Today’s modern family usually starts with a couple living together before marriage, perhaps […]

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MySuper is coming!

Published: December 12, 2013

The government’s MySuper reforms take effect from 1 January 2014. If you haven’t made an active investment choice about where to invest your retirement savings, your employer will be required to pay your super contributions into a MySuper offering from 1 January 2014. What’s MySuper about? Currently, when you join a super fund, you can […]

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New year, new job?

Published: February 27, 2013

Just because you're changing jobs doesn't mean you need to change your superannuation account. But if you start a new job and don’t ask your new employer to make your super guarantee contributions to your existing super account, they may open a new super account for you and make your super guarantee contributions to that […]

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The right cover – for a lifetime

Published: February 27, 2013

The children are all grown up, the school fees are behind you and the mortgage is paid off. So there’s no more need for insurance, right? Not always. Feeling the squeeze Almost one in five Australians now lives in a household with two or more generations of related adults aged 18 years or older.[1] And […]

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Towards more positive trends

Published: February 27, 2013

What type of investment solutions could hold investor interest in 2013? Although in hindsight it made sense to have invested in term deposits and bonds over the past few years of equity market volatility, now that the global economy is in a recovery mode, it may be worth investors reconsidering this approach. The yields on […]

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