Don’t let your portfolio end up like a gym membership

Published: April 20, 2017

New Year resolutions and portfolio rebalancing face common challenges. Both spring from the best of intentions. Both can drift into the background as the holiday season draws to a close and the urgency and demands of everyday life return. For self-managed super funds (SMSFs), the more relaxed pace of life earlier in the year often […]

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Want a great retirement?

Published: April 10, 2017

When the word retirement is mentioned in everyday discourse it's often associated with numbers. The amount you'll need to retire. The age at which you'll stop working. The tax you'll incur as you draw on your super. But what these numerical references neglect is the psychological dimension. As someone who's decades away from retirement, I can't […]

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Can a buyer’s agent help you buy a property?

Published: April 7, 2017

If you’ve ever bought a property you’ll know it can be a bit of an emotional rollercoaster. Hours spent searching, days lost to viewings and waiting on the edge of your seat to hear back on an offer. Not to mention attending an auction where even the opening bid was beyond your budget. Or perhaps […]

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Divorcees suffer five-year financial hit

Published: April 3, 2017

The warmth of January doesn’t always extend to our relationships. The New Year can be a peak period for divorce lawyers as couples call it quits after sharing one last Christmas together. No matter whether starting afresh as a newly single person brings heartache or a sense of relief, the fact is, separation and divorce […]

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7 tips for choosing the right school for your kids

Published: March 31, 2017

If you’re thinking about what school to enrol your children into, it might be a more complicated decision than merely opting for something in the local area. Family values, student facilities, extra-curricular activities and your financial situation could all come into play. We look at some of the things to consider and what you can […]

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Save early, save often

Published: March 29, 2017

One of the underlying attributes of Australia's superannuation system is that it starts young adults saving for retirement as soon as they join the workforce. Without compulsory super contributions, many millennials – aged in their twenties to thirties and also known as members of Generation Y – may have second thoughts about saving for retirement […]

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Having an estate plan is more than just having a will

Published: March 24, 2017

There seems to be a common misconception that having an estate plan is for wealthy people. Wrong. Having an estate plan is for everyone. It is about being prepared, minimising risk and making sure your loved ones receive the benefit of your estate. Today, there are many factors which influence an estate plan. Simply having […]

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7 ways to prepare financially for a baby

Published: March 20, 2017

If you’ve got a baby on the way or are thinking about having one in the future, it’s worth being aware of the upfront and ongoing costs likely to be coming your way, so you can plan ahead accordingly. After all, according to AMP.NATSEM research, it costs an average of $144 a week to raise […]

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Choosing an investment option for your super

Published: March 17, 2017

As part of your retirement savings plan, it is important you understand how your superannuation money is invested by your super fund. No two people's financial situation and investment requirements are the same. To cater for these different needs, most superannuation funds offer you a choice about how your superannuation money is invested. Funds offer […]

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How to set your kids on the road to success

Published: March 13, 2017

Raising children is a rewarding and, often complex, responsibility. We all want to do our best to ensure we give our kids a platform from which to lead a successful life, but there are many different ways to describe success. The Oxford dictionary defines success as the “accomplishment of an aim or purpose, the attainment […]

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